Hurricane Season Jewelry, Coin & Watch Protection Checklist

When hurricanes threaten Florida, most people think about their homes, cars, and supplies. But what about your jewelry, watches, and collectibles? These are often some of the most valuable and sentimental possessions you own. Use this Hurricane Season Jewelry, Coin & Watch Protection Checklist to keep them safe.

🌀Download our Printable Hurricane Season Jewelry, Coin & Watch Protection Checklist

1. Document & Insure Your Valuables

• 📸 Photograph jewelry, watches, and coins (front, back, and hallmarks/serial numbers).

• 📄 Keep updated appraisals—insurance companies require current valuations.

• ☁️ Store copies digitally in secure cloud storage (Google Drive, Dropbox, etc.).

• 🔒 Confirm insurance coverage for jewelry, watches, coins, and bullion under homeowners/renters or a jewelry-specific insurer.

2. Safe Storage Options Before the Storm

• 🧳 Use a portable fireproof/waterproof safe for smaller collections you can take with you.

• 🏦 Consider a bank safety deposit box for heirlooms, bullion, or high-value watches during peak hurricane season.

• 🔐 At home: If staying, secure items in a heavy waterproof safe that’s bolted to the ground and located above flood level. Place valuables in waterproof containers within a safe for extra protection.

3. Storing Your Valuables if Hunkering Down

• 🧼 Store in dry microfiber pouches or watch rolls inside sealed plastic bags for extra protection.

• 👛 Store Coins & Bullion in waterproof containers. Tip: Coin tubes are not waterproof and should also be protected with waterproof containers.

• 📦 Keep boxes & papers in waterproof containers—they add resale value and should also be stored safely.

• 💍 Store jewelry in individual pouches or travel cases. Keep in a water-tight container.

4. Storing Valuables During Evacuation

• ✅ Take the essentials: wedding rings, watches you wear daily, and one small portable safe with key valuables.

• 💰 Invest in a travel case to store jewelry – make sure it can fit inside a travel safe.

• 🚶‍♀️ Keep valuables locked up and with you at all times.

• 📂 Carry a folder with appraisals, photos, and insurance info in case of loss claims.

6. After the Storm

• 🌊 Do not wear flood-exposed jewelry until it’s cleaned—chemicals and saltwater corrode metals and gemstones.

• 🕵️ Have watches inspected for moisture intrusion ASAP.

• 🛠️ Bring damaged items to a jeweler for evaluation—many pieces can be restored if treated quickly.

• 📞 File insurance claims immediately with documentation.

Quick Tip from Arnold Jewelers

Just like you prepare your home with shutters and supplies, your jewelry, coins, and watches deserve hurricane readiness too. With regular appraisals, proper storage, and a solid evacuation plan, you’ll protect both the financial and emotional value of your treasures.